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Cursor vs Windsurf: Features, Pricing and User Reviews 2026

Compare features, pricing, reviews, and more to make an informed decision

Try Cursor
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Cursor

Cursor is an AI-powered code editor built on VS Code that helps developers write, edit, and understand code faster using natural language.

5.0(2)
1 saves
VS
Try Windsurf
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Windsurf

Windsurf is an AI-powered code editor with Cascade agent that codes, debugs, and thinks ahead for developers.

0.0(0)
0 saves
Cursor logo

Cursor

  • AI-powered Tab autocomplete with project context

  • Natural language code generation and editing

  • Codebase-wide chat and Q&A functionality

  • Multi-file editing with Composer tool

  • Agent mode for autonomous coding tasks

  • Support for GPT-4, Claude, and custom AI models

  • Privacy mode for secure coding

  • VS Code compatibility with all extensions

  • Smart debugging and error detection

  • Multi-platform support (Windows, Mac, Linux)

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Windsurf

  • AI Cascade agent for intelligent coding assistance

  • Multi-model AI support (GPT-4, Claude, Gemini)

  • Advanced autocomplete with Windsurf Tab

  • Built-in terminal and command execution

  • Image-to-code generation capabilities

  • Live app preview and deployment

  • VS Code compatibility with extension support

  • Memory system for project-specific learning

  • Automatic lint fixing and error detection

  • Team collaboration and management tools

Cursor logo

Cursor

Cursor offers flexible pricing plans to suit different developer needs. The Hobby plan is completely free and includes 2,000 completions per month, 50 slow premium requests, and a two-week Pro trial - perfect for students and casual coders.

The Pro plan costs $20 per month and includes unlimited completions, 500 fast premium requests monthly, unlimited slow premium requests, and access to advanced AI models like GPT-4 and Claude. This is ideal for professional developers who code daily.

For teams, the Business plan is $40 per user per month and adds team management, centralized billing, admin dashboards, and enterprise security features like SAML/OIDC SSO.

The premium Ultra plan at $200 monthly offers 20x more usage than Pro with unlimited access to cutting-edge models and early access to new features - designed for power users and AI-heavy workflows.

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Windsurf

Windsurf offers flexible pricing plans designed for individual developers, teams, and enterprises. The platform uses a credit-based system where each AI interaction consumes prompt credits.

Free Plan: Perfect for trying out Windsurf with 25 prompt credits monthly, unlimited Windsurf Tab autocomplete, app previews, and a 2-week Pro trial.

Pro Plan ($15/month): Ideal for serious developers with 500 prompt credits monthly, access to all premium AI models including the exclusive SWE-1 model, additional credits available at $10 for 250 credits, and 5 app deployments daily.

Teams Plan ($30/user/month): Built for collaborative development with 500 credits per user monthly, centralized billing, admin dashboard with analytics, priority support, and automated data retention controls.

Enterprise Plans ($60+/user/month): Comprehensive solution with 1,000+ credits per user, role-based access control, single sign-on, dedicated support, and volume discounts for larger organizations exceeding 200 users.