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Cursor vs PearAI: Features, Pricing and User Reviews 2026

Compare features, pricing, reviews, and more to make an informed decision

Try Cursor
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Cursor

Cursor is an AI-powered code editor built on VS Code that helps developers write, edit, and understand code faster using natural language.

5.0(2)
1 saves
VS
Try PearAI
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PearAI

PearAI is an open source AI code editor that combines the best AI tools for faster development and smart coding.

0.0(0)
0 saves
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Cursor

  • AI-powered Tab autocomplete with project context

  • Natural language code generation and editing

  • Codebase-wide chat and Q&A functionality

  • Multi-file editing with Composer tool

  • Agent mode for autonomous coding tasks

  • Support for GPT-4, Claude, and custom AI models

  • Privacy mode for secure coding

  • VS Code compatibility with all extensions

  • Smart debugging and error detection

  • Multi-platform support (Windows, Mac, Linux)

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PearAI

  • AI chat integrated into the editor

  • Inline code editing with AI assistance

  • Multiple AI model support including GPT-4 and Claude

  • Automatic codebase indexing and context awareness

  • Custom slash commands for quick actions

  • Built on Visual Studio Code for familiar interface

  • File and folder reference system with @ mentions

  • Terminal integration for debugging

  • Free and open source with premium options

  • Cross-platform support for Mac, Windows, and Linux

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Cursor

Cursor offers flexible pricing plans to suit different developer needs. The Hobby plan is completely free and includes 2,000 completions per month, 50 slow premium requests, and a two-week Pro trial - perfect for students and casual coders.

The Pro plan costs $20 per month and includes unlimited completions, 500 fast premium requests monthly, unlimited slow premium requests, and access to advanced AI models like GPT-4 and Claude. This is ideal for professional developers who code daily.

For teams, the Business plan is $40 per user per month and adds team management, centralized billing, admin dashboards, and enterprise security features like SAML/OIDC SSO.

The premium Ultra plan at $200 monthly offers 20x more usage than Pro with unlimited access to cutting-edge models and early access to new features - designed for power users and AI-heavy workflows.

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PearAI

PearAI offers simple pricing with options for different needs. The free Intern plan lets you try the editor with your own AI model keys or use free local models. This option is perfect for students or developers who want to test PearAI before committing.

The Maker plan costs $15 per month and includes everything you need for serious development. You get full access to the PearAI Router which automatically connects you to the best AI models for coding. The plan includes $15 in monthly credits for using premium AI models like GPT-4 and Claude. All conversations are private with a zero data retention policy through Anthropic. You also get direct support from the founders and contributors, plus the ability to buy additional credits when needed.

For Enterprise users who need multiple accounts, PearAI offers bulk discounts with increased monthly credits, centralized billing, and dedicated support. Contact the team directly for enterprise pricing.