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PearAI vs Windsurf: Features, Pricing and User Reviews 2026

Compare features, pricing, reviews, and more to make an informed decision

Try PearAI
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PearAI

PearAI is an open source AI code editor that combines the best AI tools for faster development and smart coding.

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Try Windsurf
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Windsurf

Windsurf is an AI-powered code editor with Cascade agent that codes, debugs, and thinks ahead for developers.

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PearAI

  • AI chat integrated into the editor

  • Inline code editing with AI assistance

  • Multiple AI model support including GPT-4 and Claude

  • Automatic codebase indexing and context awareness

  • Custom slash commands for quick actions

  • Built on Visual Studio Code for familiar interface

  • File and folder reference system with @ mentions

  • Terminal integration for debugging

  • Free and open source with premium options

  • Cross-platform support for Mac, Windows, and Linux

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Windsurf

  • AI Cascade agent for intelligent coding assistance

  • Multi-model AI support (GPT-4, Claude, Gemini)

  • Advanced autocomplete with Windsurf Tab

  • Built-in terminal and command execution

  • Image-to-code generation capabilities

  • Live app preview and deployment

  • VS Code compatibility with extension support

  • Memory system for project-specific learning

  • Automatic lint fixing and error detection

  • Team collaboration and management tools

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PearAI

PearAI offers simple pricing with options for different needs. The free Intern plan lets you try the editor with your own AI model keys or use free local models. This option is perfect for students or developers who want to test PearAI before committing.

The Maker plan costs $15 per month and includes everything you need for serious development. You get full access to the PearAI Router which automatically connects you to the best AI models for coding. The plan includes $15 in monthly credits for using premium AI models like GPT-4 and Claude. All conversations are private with a zero data retention policy through Anthropic. You also get direct support from the founders and contributors, plus the ability to buy additional credits when needed.

For Enterprise users who need multiple accounts, PearAI offers bulk discounts with increased monthly credits, centralized billing, and dedicated support. Contact the team directly for enterprise pricing.

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Windsurf

Windsurf offers flexible pricing plans designed for individual developers, teams, and enterprises. The platform uses a credit-based system where each AI interaction consumes prompt credits.

Free Plan: Perfect for trying out Windsurf with 25 prompt credits monthly, unlimited Windsurf Tab autocomplete, app previews, and a 2-week Pro trial.

Pro Plan ($15/month): Ideal for serious developers with 500 prompt credits monthly, access to all premium AI models including the exclusive SWE-1 model, additional credits available at $10 for 250 credits, and 5 app deployments daily.

Teams Plan ($30/user/month): Built for collaborative development with 500 credits per user monthly, centralized billing, admin dashboard with analytics, priority support, and automated data retention controls.

Enterprise Plans ($60+/user/month): Comprehensive solution with 1,000+ credits per user, role-based access control, single sign-on, dedicated support, and volume discounts for larger organizations exceeding 200 users.

PearAI vs Windsurf: Features, Pricing and User Reviews 2026