ChatGPT vs Kimi: Features, Pricing and User Reviews 2026

ChatGPT offers a free plan plus several paid tiers built for different needs.

• Free ($0/month): Limited access to GPT-5.5 Instant, messages, image creation, and Codex.

• Go ($8/month): More messages, uploads, image creation, and longer memory, with possible ads.

• Plus ($20/month): Advanced reasoning with GPT-5.6, expanded Deep Research, Projects, scheduled tasks, and custom GPTs.

• Pro (from $100/month): Five to twenty times more usage, top level reasoning, and maximum Codex and research limits.

For teams, Business costs $20 per user per month billed yearly, or $25 monthly, with a two user minimum, adding admin controls and app connectors. Enterprise uses custom pricing with advanced security, data residency, and dedicated support.

Kimi offers five membership plans. Adagio is free forever and gives basic agent credits, a dashboard, and scheduled tasks.

• Moderato ($19/month): Adds document, sheet, and slide support, deep research, website deploy, and Agent Swarm.

• Allegretto ($39/month): Adds Goal Mode and one click Kimi Claw deployment.

• Allegro ($99/month): Unlocks up to 1 million tokens of context for extra long chats.

• Vivace ($199/month): Offers the highest agent credit allocation.

Paying yearly instead of monthly saves up to $480 a year. A Business plan is also available for companies, with pricing available only by contacting Kimi directly.