Luma AI vs Runway: Features, Pricing and User Reviews 2026

Luma AI offers individual plans billed monthly or yearly, with yearly billing saving up to 20 percent. The Plus plan costs $30 a month, or $25 a month billed yearly, and includes 10,000 credits, image and video models, guest collaborator editing, and commercial use rights.

The Pro plan is $90 a month, or $75 a month billed yearly, and includes 40,000 credits plus 4 times the Luma Agents usage of Plus. The Ultra plan costs $300 a month, or $250 a month billed yearly, with 150,000 credits and 15 times the Luma Agents usage.

For organizations, the Team and Enterprise plans are priced on request and add team management, shared credits, usage analytics, and single sign-on, with Enterprise also including custom fine-tuning and dedicated training.

Beyond the subscription, each video, image, or audio generation uses credits, with the exact cost depending on the model, resolution, and length chosen.

Runway offers five Creative plans, from a free plan up to a custom Enterprise plan, plus a separate pay as you go Developer platform.

• Free: $0, with 125 one-time credits that never expire, access to selected models, and 5GB of storage.

• Standard: $15/month (or $12/month billed yearly), with 625 credits every month, all image and video models, 4K upscaling, and no watermarks.

• Pro: $35/month (or $28/month billed yearly), with 2,250 credits, custom voices, 500GB storage, and unlimited Topaz AI upscaling.

• Max: $95/month (or $76/month billed yearly), with 9,500 credits, one month credit rollover, first access to new models, and studio grade formats.

• Enterprise: Custom pricing with single sign-on, analytics, and priority support.

Runway Dev bills separately, starting from $0.05 per second of video, $0.01 per image, and $0.0025 per second of audio.