Pollo AI vs Luma AI: Features, Pricing and User Reviews 2026

Pollo AI offers a free plan plus three paid tiers, each built around a monthly credit allowance.

• Free: 20 credits a month, 1 parallel task, and limited video and image generation to try the platform.

• Lite ($15/month): 400 credits, 2 parallel tasks, and up to 80 videos or 400 images a month.

• Pro ($59/month): 2,000 credits, 4 parallel tasks, faster generation, add-on credit packs, and 10-day unlimited access to select video models.

• Ultra ($129/month): 5,000 credits, 6 parallel tasks, and the widest unlimited access to premium video and image models.

Paying yearly lowers the monthly price by about 50% on every paid plan. Add-on credit packs never expire, though monthly subscription credits reset at the end of each billing cycle, and all prices exclude tax.

Luma AI offers individual plans billed monthly or yearly, with yearly billing saving up to 20 percent. The Plus plan costs $30 a month, or $25 a month billed yearly, and includes 10,000 credits, image and video models, guest collaborator editing, and commercial use rights.

The Pro plan is $90 a month, or $75 a month billed yearly, and includes 40,000 credits plus 4 times the Luma Agents usage of Plus. The Ultra plan costs $300 a month, or $250 a month billed yearly, with 150,000 credits and 15 times the Luma Agents usage.

For organizations, the Team and Enterprise plans are priced on request and add team management, shared credits, usage analytics, and single sign-on, with Enterprise also including custom fine-tuning and dedicated training.

Beyond the subscription, each video, image, or audio generation uses credits, with the exact cost depending on the model, resolution, and length chosen.