Higgsfield vs Luma AI: Features, Pricing and User Reviews 2026

Higgsfield offers a range of plans for individuals and teams. The Free plan lets you try the platform with limited daily use.

• Basic ($9/month): 120 credits with commercial use and fast track generation.

• Pro ($29/month, or $23/month billed yearly): 600 credits, full access to the Seedance model lineup, and unlimited marketplace apps.

• Max ($79/month, or $59/month billed yearly): 1,800 credits, the highest concurrent generation limits, and the lowest cost per credit.

For teams, Team starts at $69 per seat a month with a shared credit pool, while Scale starts at $169 per seat a month with added admin controls like SSO. Enterprise offers custom pricing with unlimited seats and dedicated support.

Luma AI offers individual plans billed monthly or yearly, with yearly billing saving up to 20 percent. The Plus plan costs $30 a month, or $25 a month billed yearly, and includes 10,000 credits, image and video models, guest collaborator editing, and commercial use rights.

The Pro plan is $90 a month, or $75 a month billed yearly, and includes 40,000 credits plus 4 times the Luma Agents usage of Plus. The Ultra plan costs $300 a month, or $250 a month billed yearly, with 150,000 credits and 15 times the Luma Agents usage.

For organizations, the Team and Enterprise plans are priced on request and add team management, shared credits, usage analytics, and single sign-on, with Enterprise also including custom fine-tuning and dedicated training.

Beyond the subscription, each video, image, or audio generation uses credits, with the exact cost depending on the model, resolution, and length chosen.