Zed vs Cursor: Features, Pricing and User Reviews 2026

Zed offers three pricing plans to suit different needs. The Personal plan is free forever and includes 2,000 accepted edit predictions, plus unlimited use if you bring your own AI API keys or connect external agents like Claude Agent and Codex.

The Pro plan costs $10 per month and includes unlimited edit predictions plus $5 worth of AI tokens each month. Once that credit is used, extra AI usage is billed based on how much you use.

For teams, the Business plan costs $30 per seat per month and adds organization-wide AI policies, data governance, unified spend visibility, and role-based access control, along with unlimited edit predictions. Organizations with 25 or more seats can request a custom order form.

Cursor has a free Hobby plan with limited agent requests and access to Composer, so you can try it before paying.

For individuals, the Pro plan costs $20 a month (or $16 a month billed yearly) and adds extended agent limits, frontier models, cloud agents, and MCP support. Pro+ costs $60 a month for three times the Pro limits, and Ultra costs $200 a month for twenty times the Pro limits plus priority access to new features.

Teams can choose Standard at $40 per user a month or Premium at $120 per user a month, both billed at a lower rate yearly. These plans add centralized billing, a team marketplace, shared cloud agents, usage analytics, and single sign-on.

Large organizations can contact Cursor for Enterprise pricing, which adds pooled usage, invoice billing, SCIM, and audit logs.