Kimi Code vs Cursor: Features, Pricing and User Reviews 2026

Kimi Code offers a free plan called Adagio, along with four paid membership tiers billed monthly or yearly.

• Adagio (Free): Free forever, with standard agent credits and basic tools.

• Moderato ($19/month): Adds more agent credits, Kimi Code access, Swarm, multiple agents, and website deployment.

• Allegretto ($39/month): Everything in Moderato, plus Goal Mode and one click Kimi Claw deployment.

• Allegro ($99/month): Everything in Allegretto, plus up to 1 million tokens of context for long conversations.

• Vivace ($199/month): The highest agent credit allocation and the top usage limits across the platform.

Paying yearly lowers the monthly cost and can save up to $480 a year. A separate Business plan is available for companies, with pricing shared only after contacting Kimi.

Cursor has a free Hobby plan with limited agent requests and access to Composer, so you can try it before paying.

For individuals, the Pro plan costs $20 a month (or $16 a month billed yearly) and adds extended agent limits, frontier models, cloud agents, and MCP support. Pro+ costs $60 a month for three times the Pro limits, and Ultra costs $200 a month for twenty times the Pro limits plus priority access to new features.

Teams can choose Standard at $40 per user a month or Premium at $120 per user a month, both billed at a lower rate yearly. These plans add centralized billing, a team marketplace, shared cloud agents, usage analytics, and single sign-on.

Large organizations can contact Cursor for Enterprise pricing, which adds pooled usage, invoice billing, SCIM, and audit logs.