OpenCode vs Cursor: Features, Pricing and User Reviews 2026

OpenCode itself is free and open source, so you can use it right away with your own local models or by connecting your own API keys from paid providers.

• Free: Use OpenCode with local models or your own provider API keys at no extra cost.

• OpenCode Go ($5 first month, then $10/month): Gives you generous usage limits across many open source coding models like Kimi K3, GLM-5.2, Qwen3.7 Max, and DeepSeek V4 Pro, refreshed every five hours.

The Go plan has no long term contract, can be cancelled anytime, and lets you buy extra top up credit if you go over your included usage. It also works with other coding agents, not just OpenCode.

Cursor has a free Hobby plan with limited agent requests and access to Composer, so you can try it before paying.

For individuals, the Pro plan costs $20 a month (or $16 a month billed yearly) and adds extended agent limits, frontier models, cloud agents, and MCP support. Pro+ costs $60 a month for three times the Pro limits, and Ultra costs $200 a month for twenty times the Pro limits plus priority access to new features.

Teams can choose Standard at $40 per user a month or Premium at $120 per user a month, both billed at a lower rate yearly. These plans add centralized billing, a team marketplace, shared cloud agents, usage analytics, and single sign-on.

Large organizations can contact Cursor for Enterprise pricing, which adds pooled usage, invoice billing, SCIM, and audit logs.