ZCode vs Cursor: Features, Pricing and User Reviews 2026

ZCode is free to download and use, though connecting an AI model needs a paid plan or your own API key.

• Lite ($16.20/month): Starts at $16.20 a month, a 10% discount off the regular $18, and covers light use on small projects.

• Pro ($64.80/month): The most popular plan, giving five times the usage of Lite, along with priority model access, curated MCP tools, and faster speeds.

• Max ($144/month): Gives twenty times the usage of Lite, first access to new models, and dedicated resources during busy times.

Choosing yearly billing saves 30%, bringing Lite to $12.60 a month, Pro to $50.40 a month, and Max to $112 a month, each billed once per year.

Cursor has a free Hobby plan with limited agent requests and access to Composer, so you can try it before paying.

For individuals, the Pro plan costs $20 a month (or $16 a month billed yearly) and adds extended agent limits, frontier models, cloud agents, and MCP support. Pro+ costs $60 a month for three times the Pro limits, and Ultra costs $200 a month for twenty times the Pro limits plus priority access to new features.

Teams can choose Standard at $40 per user a month or Premium at $120 per user a month, both billed at a lower rate yearly. These plans add centralized billing, a team marketplace, shared cloud agents, usage analytics, and single sign-on.

Large organizations can contact Cursor for Enterprise pricing, which adds pooled usage, invoice billing, SCIM, and audit logs.